Rabu, 29 November 2023

Bank11.io

Bank11.io

#Bank11 #Xeleven #CAR #BTC #Sango #Metaverse #NFT #Binance #ETH #Ethereum

Introduction

Today, the global financial system is experiencing major challenges, such as sanctions and trade wars, banking regulations, rising borrowing costs and key interest rates, and an inflationary, spike. Classic fiat instruments can't overcome these challenges. Blockchain, cryptocurrencies and Web 3.0 solutions in the field of finance are essential for this crisis. Unfortunately major blockchain companies work only for a narrow audience of crypto-enthusiasts. Under these conditions, users need new innovative financial services that will-combine Web 3.0 and large scalability.

 

Mission

The economic crisis is accelerating a revolution in finance that will power the development of non-fiat banking. X11's mission is to give people back the ability to manage their own money without restrictions. The X11 team decided to create a non-fiat service that combines innovative fintech solutions with the reliability of a classic bank. X11 works as a hybrid service implementing CeFi and DeFi solutions. Cef i will provide the level of compliance the service needs, while DeFi maintains the. transparency of blockchain solutions and the decentralized nature of the service, as well as the scalability of cryptocurrency payments.

Financial institutions must stop dividing people into insiders and outsiders X11 will remove borders and nationalities from finance. We want to give our users access to banking services anywhere in the world without restrictions, regardless of sanctions and trade wars. X11 will be the service for a new global financial system based not on fiat currencies but on cryptocurrencies
 

Target audience

X11's audience encompasses both individuals and legal entities including Individuals

1. Freelancers who work for clients in other countries

2. For cross-border SME transactions

3. For p2p payments and keeping private funds

• Online business

4. Gambling, betting

5. Gaming

6. Meta-universes

7. Blockchain companies

 

Problems

Problem 1. Crypto banking is still at the beginning stage of development Many blockchain companies have been created in recent years, including cryptocurrency exchanges and DeFi protocols, which provide different financial crypto services. However, there is not a single full-fledged cryptocurrency bank among them. The vast majority of so-called crypto-banks are either crypto-exchanges that issue debit cards, or neobanks that conduct cryptocurrency transactions on a very limited scale.

Problem 2: Traditional banks and neobanks are over-regulated Fintechs and neobanks, relying on fiat financial infrastructure and being constrained by regulators, do not meet user expectations. Comparing modern banking with the banks of the past, privacy and the quality of service have significantly decreased.

Problem 3: Centralized crypto-exchanges and blockchain services are limited by regulators

Sanctions, trade wars and the international economic crisis are affecting clients of crypto-exchanges and blockchain services. No client can feel safe and at any moment their money can be blocked or confiscated, even if it is of legal origin.

Problem 4. Scalability of DeFi and cryptocurrencies

Defi, the backbone of innovation in finance and the blockchain industry, has not been implemented in banking. The number of cryptocurrency users is still only about 300 million, due to difficulties in implementing user-friendly interfaces.

Problem 5: The fiat system crisis

The modern fiat system has a number of serious disadvantages, notably high inflation and the lack of freedom for people to manage their money.

Problem 6. Zero interest rates on bank accounts

During the COVID pandemic, bank account interest rates in the EU, the US and the British Commonwealth fell to near zero.

Problem 7: Risks and Difficuties

Cryptocurrency has given users the opportunity to make fast, inexpensive and private transactions outside the fiat system. At the same time, it generates many problems, such as fraud and address errors in transactions, not to mention that the legal field for such transactions is still a gray area in many countries. Business

payments in cryptocurrency are high-risk and do not protect either client or counterparty.

The high volatility of cryptocurrencies tiscourages transfers. This problem was "solved" by stablecoins, but even those transactions can be expensive and it is unclear to whom and where funds are going and who is behind them. X11 has solved this problem.

Conversely, classic banks require very serious documentation and confirmation of the origin of funds, both for individuals and businesses. Also, citizens of some countries have great difficulty registering a personal business account, with a process that takes from 3 weeks to 6 months

 

X11 Solutions

X11 is an innovative service that has implemented two unique solutions that no any bank in the world offers.

X11 has no control over customer funds

X11 does not use fiat money

Modern financial institutions use their customers' funds without specific permission, charge additional fees and commissions, and sometimes freeze accounts without any explanation. Often, this is done arbitrarily, contrary to signed agreements or under pressure from regulators. The X11 financial infrastructure is created to avoid such situations

X11 is the world's first no-fiat service of a kind. We do not deal with fiat licence bureaucracy, which is paid by clients (and clients' clients) out of their own pockets. All X11 transactions are made in cryptocurrencies
 

Other X11 solutions

Solution 1: Payments for businesses in stablecoins

Solution 2: International money transfers without restrictions

Solution 3: Instant KYC

Solution 4: User-friendly and intuitive interface

Solution 5: Own private PoS blockchain

Solation 6. A wide range of investment instruments with high yield in the X11 Finance partner application

Solution 7: Zero cost to the user

Solution 8: Legal for SMB payments

Already done

06.06.2021  — Beginning building a bank11 model

09.01.2022 — Launch of beta version for individuals
11.01.2022 — Beta launch versions for freelancers

02.01.2023 — Launch of alpha version for freelancers
07.01.2023 — Test of the Bank11 application on trc

20 08.01.2023 — Signed contracts with the European payment system so that our clients have the opportunity to withdraw funds to the card

 

What was missing all this time
Instant Registration
Fast and simple KYC/KYB compliance (passport/license)

Instant 30-second money transfers

Low fees on transactions
Acquire crypto
Integration of browser wallets with your site/store. Merchants receive payments in stablecoins without worrying about additional fees or volatility

No limits on transaction volume
Free banking: you pay only for the services you use

Earn on p2p lending
Escrow deals with an arbitrator: deals signed by a smart contract and legal agreement

No country restrictions: we do not work with fiat licenses
Geocash service for fiat withdrawal (p2p exchange between bank clients)

 

Legal

Bank 11 complies with English law. All legal contracts will be directly linked to smart contracts. The user can sue a counterparty who does not fulfill the contract in their own country or in the arbitration court.
Bank 11 complies with English law. All legal contracts will be directly linked to smart contracts. The user can sue a counterparty who does not fulfill the contract in their own country or in the arbitration court.

Bank 11 does not have access to the client's funds, only information about the counterparty, transactions and the amount of funds. Bank 11 takes payments only in the form of fees, when the client interacts with bank tools. Commissions are automated by smart contracts.
Bank 11 does not have access to the client's funds, only information about the counterparty, transactions and the amount of funds. Bank 11 takes payments only in the form of fees, when the client interacts with bank tools. Commissions are automated by smart contracts.

 

COMPARISON OF BANK 11 AND TRADITIONAL BANKS
What's the benefit?

Instant money transfers anywhere
Low fees on international money transfers through Bank 11 gateway
Fast registration
Verification within 24 hours
Opportunity to earn on p2p lending
Withdraw fiat via geocash
Ability to pay bills and make purchases in cryptocurrency
No limits on transaction volume
Escrow deals for payments for goods and services
Bank 11 has no control over client funds

 

Classic Bank
Money transfers up to 14 days
High fees for cross-border transfers up to 15% of the amount depends on the country
Transfers to some countries are prohibited, no withdrawals to blockchain
Account opening takes from 2 days to 2 weeks
Citizens of some countries are forbidden to open an account
Only direct bank loans at % interest
Receipt of funds via wire transfer or cash at bank/ATM only
Limits on servicing accounts
Bank is not responsible for client deals
Can block client funds at any time

Team

The X11 team consists of specialists with many years of experience in the blockchain industry. The X11 product is developed by a team of four experienced engineers with the necessary competencies in blockchain development (Solidity, Rust) and the creation of frontend solutions for Web 3.0 applications in JavaScript, Typescript, Node.js and React.js.

 

X11's legal department is led by a lawyer with extensive operating experience with CeFi companies as well as advising DeFi projects. The strategic focus on the use of decentralized solutions, combined with legal literacy, allows the company to find effective legal solutions that are convenient for our clients.

 

X11's marketing and product department is led by experts with dozens of successful marketing campaigns since the first major ICO in 2017 and experience with cryptocurrencies, cryptocurrency exchanges, and DeFi protocols in 2020-2021.

INFORMATION

https://bank11.io/

https://acrobat.adobe.com/id/urn:aaid:sc:AP:0353d534-1607-4fc1-b09f-21c72d6e8bb2

https://bank11.io/whitepaper

https://twitter.com/11Bank11

https://medium.com/@x_11

https://discord.gg/T3YZfWb4

https://t.me/bank11chat

https://t.me/bank11x

 

AUTHOR

Bitcointalk Username: Vlamidir

Bitcointalk profile link: https://bitcointalk.org/index.php?action=profile;u=3488586

Wallet Address: 0x3a62afb83cba5ce044ab2c71be95bb209bd38f06

Rabu, 22 November 2023

Work X

Work X

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About Work X

Work X is the first decentralized job economy that allows people to collaborate without commercial middlemen like UpWork or Indeed, enabling AI Job matching empowering both talent and employers without the need to possess Web3 knowledge. As the Work X Genesis NFT will be the most limited NFT we will every release with a supply of only 999, it is essential for us to create a whitelist system which is exclusive but also fair. Instead of 30x oversubscribing the WL, we have decided to reward core contributors only. The Internet of Jobs - The first fully decentralized job economy without middlemen taking fees up to 40% - The future of work is P2P!

 

Anticipating the Future with Work X

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The synergistic collaboration of Work X, TEN, and Whyz is grounded in mutual aspirations and shared objectives. With Work X’s tech-forward platform and the robust nexus of TEN and Whyz, the tripartite partnership is poised to usher in a renaissance in recruitment and leadership strategies. By intertwining futuristic technology and visionary leadership, this partnership is anticipated to foster a systematic, efficient, and advantageous framework for global organizations and professionals.

 

The Progressive Achievements so far

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Launching Enterprise Clients

Funded by European Commission

Raised 3M USD — Runway: 36 months

10+ Hackathon prizes (Aave, 1inch, WalletConnect, VeChain & more)

Working product utilizing AI Assistant — Team building since 2017

50+ Corporates planning to use Work X

 

Work X’s Paradigm-Shifting Features

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Work X, the keyword synonymous with recruitment innovation, offers a bevy of features:

Generative AI-Assistant: An AI-driven tool by Work X that tailors job descriptions and enriches talent profiles to perfection.

Decentralized Identity: A feature exclusive to Work X, it empowers candidates by giving them dominion over their professional data.

Peer-to-Peer Collaboration: Work X’s groundbreaking fee model guarantees competitive payouts for talents and minimal service fees for corporations.

Verified References: Work X assures businesses of the veracity of candidates’ skills and experience.

Unbiased Hiring: Work X’s sophisticated algorithms ensure candidate-employer alignments based on genuine performance metrics.

 

Assessing Competencies in Light of Tomorrow’s Workforce Needs

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A candidate’s academic performance in college, as shown by their grades and degrees, has traditionally been regarded as the single most essential factor employers consider when making hiring decisions. The educational qualifications of a candidate reveal a great deal about them, but they are not a reliable indicator of their real knowledge and abilities. People’s abilities, features, and preferences may be measured in ever-greater detail thanks to the proliferation of individualized assessment methods[9]. These points of measurement are what we refer to as ‘indicators’ of how well work is being done. In order to determine the most suitable pairing between the organizations that are seeking new talent and the individuals who are seeking new teams, we will first measure the teams that are searching for new talent and then measure the individuals who are seeking new teams. By doing so, we will reduce the number of mismatches that occur in the labor market and guarantee the appropriate distribution of talent everywhere.

 

Who Owns the Data?

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People have lost control not just over their data but also over their professions and the progression of their own personal lives. In the early days of the internet, the value of data was severely underestimated by most people. Big technology businesses that concentrated on data were able to benefit from this, and they built a new business model with free services in return for the personal data of the user. These companies include Google, Facebook, and LinkedIn. People are slowly starting to come to the realization that they need to recover control over their personal data, as well as their education and growth, since it may be used against them. This is happening at a time when technology is rapidly advancing. Work X presents a remedy for this challenge, while also investigating a potential answer to the more widespread data-related issue.

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Throughout history, businesses have traditionally been particularly reluctant to share their data with other businesses out of concern for their customers’ privacy and, ultimately, the risk of losing their competitive edge. This severely hinders their capacity to acquire useful information and develop an accurate artificial intelligence. We have a firm belief that people should have access to their own personal data. We regard this as a win-win situation for both individuals and businesses, as well as the road to both equitable economic success and personal achievement.

 

Conclusion

Work X is introducing an innovative solution designed to prepare employers for the jobs of tomorrow. This article deep dives into how Work X, available in Beta at www.workx.io, offers groundbreaking tools for organizations like APG.

 

FOR MORE DETAIL VISIT:

Official Website: https://landing.workx.io/

Official Whitepaper: https://content.workx.io/whitepaper/Work+X+Whitepaper+V6.pdf

Official Twitter: https://twitter.com/WorkX_official

Official Telegram: https://t.me/WorkX_Telegram

Official Discord: https://discord.com/invite/workx

Official Medium: https://medium.com/@WorkX

Official Linkedin: https://www.linkedin.com/company/work-x-internet-of-

 

AUTHOR:

Bitcointalk Username: Vlamidir

Bitcointalk profile link: https://bitcointalk.org/index.php?action=profile;u=3488586

Wallet Address: 0x3a62afb83cba5ce044ab2c71be95bb209bd38f06

PropelCrypto

PropelCrypto

Introduction

As the third fastest-adopting continent in terms of cryptocurrency, Africa represents a unique opportunity for PCR to bring together African entrepreneurs and drive the project’s success. PCR is designed to appeal to African entrepreneurs seeking economic freedom, prosperity, and opportunity to generate wealth.

To achieve its goal of mass adoption in Africa, PCR aims to build a strong community around the token, using marketing campaigns and taking advantage of the rising popularity of cryptocurrency on the continent.

In line with promoting entrepreneurship, PCR seeks to contribute to
Africa’s development by setting up a Free Tuition Business School for
100% Entrepreneurship with Business Financing for all students at the
end of their degree. Therefore, PCR will also serve as a means of
crowdfunding for the Entrepreneurship Business School. Then after
listing on different exchanges, as the token’s value rises, investors can use
their profits to reinvest in their own businesses, support their families
and friends

 

PropelCrypto (PCR) is an ERC20 token based on the Ethereum blockchain

with a total supply of 1 quadrillion reduced to 1,000,000,000 after burn. Its purpose is to serve as Entrepreneurs’ Token in Africa, enabling them to hold, own, trade for profit and become the engine of empowering financially a Free Tuition Business School for 100% Entrepreneurship.

 

OUR IEO ON DEX-TRADE IS LIVE. JOIN NOW BY CLICKING THE PICTURE ABOVE!

Become a part of the world's inaugural Entrepreneurs' Token Community by being among the pioneering individuals to acquire PCR. This revolutionary token is designed to streamline investments in entrepreneurial projects not only in Africa but across the globe.

Technical Details
Name: PropelCrypto

Symbol: PCR

Decimals: 18

Blockchain: Ethereum (ERC20)

Initial Distribution:

Team and Advisors: 20%
Early Backers and Investors: 10%
Reserve Fund: 10%
Public Sale: 60%

 

Vesting Period:
Team and Advisors: 3-year vesting with a 1-year cliff
Early Backers and Investors: 6-month vesting
 

Token Utility:
Entrepreneurs’ Token: PCR serves as an Entrepreneurs’ Token in Africa. Entrepreneurs can hold and own PCR tokens, trade them for profit, and use them as a means to access educational resources and support from the Free Tuition Business School for Entrepreneurship.
Investment Token: PCR can be purchased by investors. Investors can stake their PCR tokens in exchange for a Return on Investment (ROI) in USDT.
School Investment Fund: The Entrepreneurship School’s board will use the investment fund generated from PCR token staking to invest in various entrepreneurial projects initiated by students. These investments aim to generate higher ROI, benefiting both the investors and the entrepreneurial community.
 

Token Release Schedule:
As per Initial Token Sale Schedule: IDO with specified terms and conditions.
Staking Rewards: Staking rewards structure, including ROI percentages and lock-up periods will be announced after listing.


Burn Mechanism:
Token burn mechanism will be implemented, where a portion of tokens used for staking rewards are periodically removed from circulation. This will help control inflation and increase scarcity, which will lead to increase in token’ value. Announcement will be made when such is scheduled. 


Ecosystem Incentives:
Periodic incentives will be announced for entrepreneurs, students, and investors to participate actively in the ecosystem. This could include rewards, discounts, or governance rights within the Entrepreneurship School.
 

Security Measures:
Implementation of rigorous security measures, including smart contract audits, bug bounties, and insurance, to protect token holders and the integrity of the platform will periodically be carried out.

 

Roadmap For PCR Deployment 

Phase 1

Token Launch and Initial Marketing (Q1 2023)

Release the PCR token on the Ethereum blockchain, with a total supply of 1 quadrillion.
Conduct an initial marketing campaign to build awareness of the PCR token among African entrepreneurs and investors.
Launch the PCR website and social media channels to provide information and updates on the project.

Phase 2

Community Building and Token Distribution (Q2 2023)

Build a strong community around the PCR token, using social media, online forums, and other channels to connect with African entrepreneurs and investors.
Distribute the PCR token to early adopters and supporters, using a variety of strategies such as airdrops, bounties, ICO (Initial Coin Offering), and referral programs.
Provide incentives for holding and using the PCR token, such as staking rewards and discounts on transaction fees.

Phase 3

Partnership and Ecosystem Development (Q3 & Q4 2023)

Establish partnerships with African businesses, organizations, and government agencies to promote the use of the PCR token and build a strong ecosystem around.
Develop a range of use cases and applications for the PCR token, such as payment systems, remittances, and microlending.
Work with developers and entrepreneurs to build decentralized applications (DApps) on top of the PCR token.

Phase 4

Expansion and Mass AdopƟon (2024 and Beyond)

Expand the use of the PCR token to other African countries, using a combination of online and offline marketing strategies.

Continue to build partnerships and develop the PCR ecosystem, with a focus on creating value for users and driving mass adoption.

Collaborate with other blockchain projects and organizations to promote the use of cryptocurrency in Africa and support the growth of the wider blockchain ecosystem.

Launching the Free Tuition Business School for Entrepreneurship.

 

Conclusion 

Despite our good intention to use PCR to promote entrepreneurship in Africa, the token
sale does not constitute an offer of securities or a promotion, invitation, or solicitation
for investment purposes. The terms of the contribution are therefore not intended to be
a financial service offering document or a prospectus. The token offering involves and
relates to the development and use of experimental software and technologies that
may not come to fruition or achieve the objectives specified in the white paper. The
purchase of tokens represents a high risk to any contributor. Tokens do not represent
equity, shares, units, royalties, or rights to capital, profit, or income in the network or
software or in the entity that issues tokens or any other company or intellectual
property associated with the network or any other public or private enterprise,
corporation, foundation or other entity in any jurisdiction. Please make sure you read
our privacy policy.

 

MORE INFORMATION :

WEBSITE: https://t.co/hiImtOQWES

WHITE PAPER: https://propelcrypto.online/wp-content/uploads/2023/05/PRC-whitepaper.pdf

TWITTER: https://twitter.com/PropelCryptoPCR

FACEBOOK: https://www.facebook.com/PropelCryptoPCR

LINKEDIN: https://www.linkedin.com/company/propelcrypto

TELEGRAM: https://t.me/PropelCryptogroup
TELEGRAM CHANNEL: https://t.me/PropelCryptochannel
MEDIUM: https://medium.com/@propelcrypto

 

AUTHOR INFO:

Bitcointalk Username: Vlamidir

Bitcointalk profile link: https://bitcointalk.org/index.php?action=profile;u=3488586

Wallet Address: 0x3a62afb83cba5ce044ab2c71be95bb209bd38f06

Senin, 06 November 2023

INTDESTCOIN

INTDESTCOIN

Introduction

Blockchain technology has disrupted traditional systems and revolutionized the way we think about digital assets. However, it is not without its challenges, including centralization, scalability, security, and interoperability issues. INTDESTCOIN (INTD) is a trailblazing project that seeks to address these challenges and usher in a new era of decentralized technology. In this article, we will delve into what makes INTDESTCOIN unique, its solutions to industry challenges, and its potential to reshape the digital landscape.

 

A Glimpse into INTDESTCOIN

INTDESTCOIN, often referred to as INTD, is a comprehensive digital ecosystem that has been meticulously crafted to transcend geographical boundaries and offer a universal platform for the validation of digital content. The project encompasses a range of key components, including a marketplace for Non-Fungible Tokens (NFTs), a secure payment gateway for virtual goods, centralized and decentralized exchanges, NFT platforms, e-commerce outlets, music-sharing platforms, and more. In essence, it functions as an all-in-one platform that simplifies the exchange of digital and real-world assets, making it a versatile and valuable digital currency in today’s market.

INTD stands out from the crowd due to its unique controlled inflation rate. This rate not only offers economic incentives to token holders but also promotes long-term investment and stability within the ecosystem. The project is built on a rock-solid foundation, driven by a diverse and experienced team, unwavering transparency, and a deep commitment to excellence.

 

Unlocking the Potential of XCHAIN Blockchain

One of the most groundbreaking aspects of INTDESTCOIN is its integration with the XCHAIN blockchain. This strategic move represents a pivotal moment in the project’s history, as it transitions from a mere token to a full-fledged coin with its very own blockchain infrastructure. The XCHAIN blockchain promises to deliver unparalleled scalability, efficiency, and transparency, setting new industry standards and revolutionizing digital asset management.

 

What Does This Transition Mean for INTD Holders?

The migration to a proprietary blockchain signifies the project’s unyielding commitment to innovation and long-term sustainability. For INTD holders, this transition offers more secure and efficient transactions while also serving as a catalyst for future development initiatives and ecosystem growth. It’s an exhilarating period of growth and expansion that offers unprecedented opportunities for both current and potential investors.

 

Navigating a Diverse Market

INTDESTCOIN has positioned itself across various sectors, including blockchain technology, metaverse applications, artificial intelligence, cybersecurity, gaming, and renewable energy. While it does face competition in each of these areas, its diverse focus allows it to tap into multiple growth opportunities and mitigate market risks. The project’s expertise, continuous research and development efforts, and commitment to social responsibility set it apart as a formidable player across these sectors.

 

Crafting a Comprehensive Marketing Strategy

INTDESTCOIN has put together a multifaceted marketing strategy aimed at increasing awareness and adoption of the project. This comprehensive approach includes content marketing, social media engagement, influencer marketing, public relations, SEO optimization, partnerships, paid advertising, educational initiatives, airdrops, referral programs, and transparent communication. The goal is to establish INTDESTCOIN as a leading player in the digital currency and blockchain space.

 

Product Viability: The Heart of the Project

INTDESTCOIN’s product viability shines through its comprehensive and user-friendly features. With incentives for token holders, a secure infrastructure, and a forward-looking vision, it effectively addresses the key challenges in the blockchain space. This multifaceted project offers a versatile digital currency with a broad range of applications, making it poised for success.

 

Revenue Streams: Diverse and Sustainable

INTDESTCOIN generates income through a range of services and investments in various sectors, including blockchain, AI, cybersecurity, and renewable energy. The project’s focus on continuous research and development, expertise, and social responsibility bolsters its position in the market, providing a stable foundation for growth.

 

Unlocking the Potential with Tokenomics

INTDESTCOIN’s tokenomics strategy encompasses allocations to other investors, a token burning process, team tokens, locked liquidity pools, an ecosystem fund, user acquisition, safety and insurance funds, adviser tokens, and locked tokens. These mechanisms ensure stability, security, and responsible growth for the project.

 

In Conclusion: A Journey of Innovation

INTDESTCOIN is a project that is set to reshape the digital ecosystem by overcoming blockchain challenges and providing innovative solutions. With its focus on the XCHAIN blockchain, a robust marketing strategy, product viability, and diverse revenue streams, INTDESTCOIN is well-poised to become a significant player in the digital currency and blockchain space. It represents an exciting journey that promises to revolutionize the way we interact with digital assets and technologies, unleashing the future of blockchain innovation.

 

Important Links of INTDESTCOIN

WEBSITE 

WHITEPAPER

TELEGRAM

TWITTER 

DISCORD

INSTAGRAM

 

Article Written by:

Bitcointalk Username: Vlamidir

Bitcointalk profile link: https://bitcointalk.org/index.php?action=profile;u=3488586

Wallet Address: 0x3a62afb83cba5ce044ab2c71be95bb209bd38f06